tag:blogger.com,1999:blog-64193438842318672082024-03-20T01:49:01.480-07:00Ramona Christine, LLCMy philosophy of care is to be an authentic companion and host. My mission is to support your every intention of living life to the fullest and sharing proven strategies that empower you to discover your highest potential. Together, we can face and work through any barriers that prevent you from achieving your goals. From self-care and goal setting strategies to acquiring small business financing, you have the power to get there. There is no need to put your hopes and dreams off any longer.Ramona Christinehttp://www.blogger.com/profile/08348213758609655461noreply@blogger.comBlogger5125tag:blogger.com,1999:blog-6419343884231867208.post-48789786676558425492019-10-02T08:22:00.000-07:002019-10-02T08:22:02.933-07:00The 4 Cs of Business Lending <!--[if gte mso 9]><xml>
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<br />
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; mso-layout-grid-align: none; text-autospace: none;">
<span style="font-family: "Arial",sans-serif; font-size: 12.0pt;">If you are looking for money for your
business, then you will be happy to know you only need one “C” to qualify.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; mso-layout-grid-align: none; text-autospace: none;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; mso-layout-grid-align: none; text-autospace: none;">
<span style="font-family: "Arial",sans-serif; font-size: 12.0pt;">In lending when we look to see if a
client is fundable we are looking for one of the 4 “C”s. You don’t have to have
all of the 4 Cs, only 1 to secure funding.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; mso-layout-grid-align: none; text-autospace: none;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; mso-layout-grid-align: none; text-autospace: none;">
<span style="font-family: "Arial",sans-serif; font-size: 12.0pt;">The first C is Cash Flow. When you have
an existing business with good cash flow you can qualify for business funding.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; mso-layout-grid-align: none; text-autospace: none;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; mso-layout-grid-align: none; text-autospace: none;">
<span style="font-family: "Arial",sans-serif; font-size: 12.0pt;">If you do have verifiable cash flow this
substantially increases your chances of being approved for funding. There are
many funding programs you might qualify for including Business Revenue Lending.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; mso-layout-grid-align: none; text-autospace: none;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; mso-layout-grid-align: none; text-autospace: none;">
<span style="font-family: "Arial",sans-serif; font-size: 12.0pt;">If you don’t have cash flow your
business still might have Collateral, the second C.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; mso-layout-grid-align: none; text-autospace: none;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; mso-layout-grid-align: none; text-autospace: none;">
<span style="font-family: "Arial",sans-serif; font-size: 12.0pt;">Collateral for your business is really
your business assets. Many things can be used as collateral including
equipment, purchase orders, even account receivables.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; mso-layout-grid-align: none; text-autospace: none;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; mso-layout-grid-align: none; text-autospace: none;">
<span style="font-family: "Arial",sans-serif; font-size: 12.0pt;">Having Collateral greatly increases your
chances of being approved.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; mso-layout-grid-align: none; text-autospace: none;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; mso-layout-grid-align: none; text-autospace: none;">
<span style="font-family: "Arial",sans-serif; font-size: 12.0pt;">If you don’t have cash flow or
collateral, don’t worry you still can qualify for business funding.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; mso-layout-grid-align: none; text-autospace: none;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; mso-layout-grid-align: none; text-autospace: none;">
<span style="font-family: "Arial",sans-serif; font-size: 12.0pt;">Lenders also look at your business
Credit to qualify you. Business Credit is our third C</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; mso-layout-grid-align: none; text-autospace: none;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; mso-layout-grid-align: none; text-autospace: none;">
<span style="font-family: "Arial",sans-serif; font-size: 12.0pt;">Lenders will lend you money with no
personal guarantee based on your business credit profile and score. If you have
a good business credit profile you can use that as security to obtain funding.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; mso-layout-grid-align: none; text-autospace: none;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; mso-layout-grid-align: none; text-autospace: none;">
<span style="font-family: "Arial",sans-serif; font-size: 12.0pt;">If you don’t have business credit built
now call me so I can help you quickly build an excellent business credit score
and profile.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; mso-layout-grid-align: none; text-autospace: none;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; mso-layout-grid-align: none; text-autospace: none;">
<span style="font-family: "Arial",sans-serif; font-size: 12.0pt;">Maybe you are just starting a new
business, and you have no business credit, cash flow, or collateral. In this
case you can still qualify for funding. But lenders will use your personal
Credit to qualify you.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; mso-layout-grid-align: none; text-autospace: none;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; mso-layout-grid-align: none; text-autospace: none;">
<span style="font-family: "Arial",sans-serif; font-size: 12.0pt;">Personal Credit is the fourth and final
C that lenders will look at to approve you for funding. You can secure credit
lines, through me, up to $250,000 with as low as a 650 credit score.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; mso-layout-grid-align: none; text-autospace: none;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; mso-layout-grid-align: none; text-autospace: none;">
<span style="font-family: "Arial",sans-serif; font-size: 12.0pt;">These types of unsecured credit lines do
not look at revenue or financials. Your credit is all that is used to qualify
you for funding.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; mso-layout-grid-align: none; text-autospace: none;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; mso-layout-grid-align: none; text-autospace: none;">
<span style="font-family: "Arial",sans-serif; font-size: 12.0pt;">All you need is 1 of the 4 “C”s to
qualify for much of the business financing that is available to you today.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; mso-layout-grid-align: none; text-autospace: none;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Arial",sans-serif; font-size: 12.0pt;">As a
Certified Life Coach and Therapist, Ramona Christine offers professional
services to help you build the required points of credibility for small
business financing and credit.<span style="mso-spacerun: yes;"> </span>There is
no need to keep your business ideas on hold because of concerns around financing.<span style="mso-spacerun: yes;"> </span>Financing is accessible and within just a
short period of time.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Arial",sans-serif; font-size: 12.0pt;">After
taking advantage of the knowledge shared in this article series, Ramona
Christine, was able to secure funding for her business within 45 days;
literally, a $20,000 revolving line of credit.<span style="mso-spacerun: yes;">
</span>That sure did supersede the $3,000.00 personal credit card limits that
she had been working with on the consumer side of things.<span style="mso-spacerun: yes;"> </span>The relief was tremendous after doing it the
hard way (the wrong way) for so many years.<span style="mso-spacerun: yes;">
</span>Funding her own business ventures with personal credit and income made
it that much more difficult to break free from the vicious cycle of personal
credit deficiency, not to mention the risk of “piercing the corporate veil”.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Arial",sans-serif; font-size: 12.0pt;">Personal
credit cards were maxed out, consumer credit utilization was high, her personal
credit score was low, and the amount needed to fund business expenses just
wasn’t there.<span style="mso-spacerun: yes;"> </span>It was a vicious cycle of
chasing balances and cash before finally liberating herself through some
research and implementing the vital information shared in this series of
articles.<span style="mso-spacerun: yes;"> </span>Gaining access to business
credit and financing was exactly the remedy needed to obtain a second wave of
financial power referred to as Business Credit.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Arial",sans-serif; font-size: 12.0pt;">By taking
advantage of Ramona Christine as your Business Credit Coach, she will give you,
yes, <b><u>give you</u></b> immediate access to 2/10 of the bank required
points at no additional cost, a valued savings of $750.00.<span style="mso-spacerun: yes;"> </span>A professional internet presence is a vital
credibility point that gets you that much closer to small business funding.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<br /></div>
<ol start="1" style="margin-top: 0in;" type="1">
<li class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; mso-list: l0 level1 lfo1;"><span style="font-family: "Arial",sans-serif; font-size: 12.0pt;">First, you will be set up with a professional website
domain and professional email account (i.e. <a href="http://www.yourbusinessdomain.com/">www.yourbusinessdomain.com</a>
and <a href="mailto:you@yourbusinessdomain.com">you@yourbusinessdomain.com</a>)</span></li>
<li class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; mso-list: l0 level1 lfo1;"><span style="font-family: "Arial",sans-serif; font-size: 12.0pt;">Second, you will receive website hosting for your
professional website for the duration of your Business Coaching
relationship.<span style="mso-spacerun: yes;"> </span>This means that while
important work is being done to meet the other 8 credibility points, your
professional reputation is already spanning across the world wide web like
wildfire.</span></li>
</ol>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Arial",sans-serif; font-size: 12.0pt;">If you
are anxious to get started and learn more about business credit and financing,
you are invited to visit: Embrace(D) for Success
(https://www.embracedforsuccess.com) to discover more.<span style="mso-spacerun: yes;"> </span>You may also learn more about the professional
services provided by <a href="https://www.ramonachristine.com/" target="_blank">Ramona Christine</a>.<span style="mso-spacerun: yes;"> </span>As always, Ramona Christine, is also quick to
respond to e-mail inquiries received at <a href="mailto:ready2b@embracedforsuccess.com">ready2b@embracedforsuccess.com</a>.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Arial",sans-serif; font-size: 12.0pt;">Building
business credit streamlines you into opportunities unimagined.<span style="mso-spacerun: yes;"> </span>Imagine the growth that is possible with
business funding at your disposal!</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<br /></div>
<span style="font-family: "Arial",sans-serif; font-size: 12.0pt; line-height: 107%; mso-ansi-language: EN-US; mso-bidi-language: AR-SA; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US; mso-fareast-theme-font: minor-latin;">If you feel that you
may already be in a position to access small business financing, <a href="https://app.kabbage.com/signup/create_account?refid=nrp_11750" target="_blank">apply with Kabbage today</a> to receive an immediate response to your application.<span style="mso-spacerun: yes;"> </span>Invest in yourself!<span style="mso-spacerun: yes;"> </span>May you continue to grow in prosperity and
success!</span>Ramona Christinehttp://www.blogger.com/profile/08348213758609655461noreply@blogger.com0tag:blogger.com,1999:blog-6419343884231867208.post-71155896335404797602019-09-25T08:16:00.000-07:002019-09-25T08:16:02.822-07:003 Big Differences between Personal Credit Scores and Business Credit Scores<!--[if gte mso 9]><xml>
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<![endif]--><span style="font-size: small;"><span style="font-family: "Helvetica Neue", Arial, Helvetica, sans-serif;">There are many differences between personal and business credit scores. <br /><br />One fundamental difference between consumer and business scores is the time frame the scores gauge someone’s risk of default over. <br /> <br />A business credit score is a mathematical model that is used to depict a business’s risk of going 90 days late on an account within the next 12 months. <br /><br /> A consumer credit score is a mathematical model that is used to depict a consumer’s risk of going 90 days late on an account within the next 24 months. <br /><br />Another big difference between consumer and business credit scores is what the score actually represents. <br /><br />A consumer credit score reflects an individual’s likelihood of defaulting on an obligation. <br /><br /> A business credit score reflects the business’s likelihood of defaulting on an obligation, not the business owner’s. <br /><br /> The business credit score is based on how the business obligations are being paid, not how the business owners pays their personal obligations. <br /><br /> Another major difference between business and consumer credit scores is the score range. <br /><br />Consumer FICO scores range from 350-850 with 850 being the best score you can obtain. Business credit scores typically range from 0-100 with 100 being the best score you can obtain.<br /><br />There are three of many major differences between consumer and business credit scoring. </span></span><br />
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<span style="font-size: small;"><span style="font-family: "Helvetica Neue", Arial, Helvetica, sans-serif;"><b><i><span style="line-height: 200%;"></span></i></b><span>As a Certified Life Coach and Therapist,
Ramona Christine offers professional services to help you build the required
points of credibility for small business financing and credit.<span> </span>There is no need to keep your business ideas
on hold because of concerns around financing.<span>
</span>Financing is accessible and within just a short period of time.</span></span></span></div>
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<span style="font-size: small;"><span style="font-family: "Helvetica Neue", Arial, Helvetica, sans-serif;"><span>After taking advantage of the knowledge
shared in this article series, Ramona Christine, was able to secure funding for
her business within 45 days; literally, a $20,000 revolving line of credit.<span> </span>That sure did supersede the $3,000.00
personal credit card limits that she had been working with on the consumer side
of things.<span> </span>The relief was tremendous
after doing it the hard way (the wrong way) for so many years.<span> </span>Funding her own business ventures with
personal credit and income made it that much more difficult to break free from
the vicious cycle of personal credit deficiency, not to mention the risk of
“piercing the corporate veil”.</span></span></span></div>
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<span style="font-size: small;"><span style="font-family: "Helvetica Neue", Arial, Helvetica, sans-serif;"><span>Personal credit cards were maxed out,
consumer credit utilization was high, her personal credit score was low, and
the amount needed to fund business expenses just wasn’t there. <span> </span>It was a vicious cycle of chasing balances and
cash before finally liberating herself through some research and implementing
the vital information shared in this series of articles.<span> </span>Gaining access to business credit and
financing was exactly the remedy needed to obtain a second wave of financial
power referred to as Business Credit.</span></span></span></div>
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<span style="font-size: small;"><span style="font-family: "Helvetica Neue", Arial, Helvetica, sans-serif;"><span>By taking advantage of Ramona Christine
as your Business Credit Coach, she will give you, yes, <b><u>give you</u></b>
immediate access to 2/10 of the bank required points at no additional cost, a
valued savings of $750.00.<span> </span>A
professional internet presence is a vital credibility point that gets you that
much closer to small business funding.</span></span></span></div>
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<br />
<ol>
<li><span style="font-size: small;"><span style="font-family: "Helvetica Neue", Arial, Helvetica, sans-serif;"><span>First, you will
be set up with a professional website domain and professional email account
(i.e. </span><a href="http://www.yourbusinessdomain.com/"><span>www.yourbusinessdomain.com</span></a><span> and </span><a href="mailto:you@yourbusinessdomain.com"><span>you@yourbusinessdomain.com</span></a><span>)</span></span></span></li>
<li><span style="font-size: small;"><span style="font-family: "Helvetica Neue", Arial, Helvetica, sans-serif;"><span><span><span style="font-feature-settings: normal; font-kerning: auto; font-language-override: normal; font-optical-sizing: auto; font-size-adjust: none; font-stretch: normal; font-style: normal; font-variant: normal; font-variation-settings: normal; font-weight: normal; line-height: normal;"></span></span></span><span>Second, you will
receive website hosting for your professional website for the duration of your
Business Coaching relationship.<span> </span>This
means that while important work is being done to meet the other 8 credibility
points, your professional reputation is already spanning across the world wide
web like wildfire.</span></span></span></li>
</ol>
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<span style="font-size: small;"><span style="font-family: "Helvetica Neue", Arial, Helvetica, sans-serif;"><span>If you are anxious to get started and
learn more about business credit and financing, you are invited to visit:
Embrace(D) for Success (https://www.embracedforsuccess.com) to discover
more.<span> </span>You may also learn more about the
professional services provided by <a href="https://www.ramonachristine.com/" target="_blank">Ramona Christine</a></span><a href="https://www.ramonachritine.com/"><span></span></a><span>.<span> </span>As always,
Ramona Christine, is also quick to respond to e-mail inquiries received at </span><a href="mailto:ready2b@embracedforsuccess.com"><span>ready2b@embracedforsuccess.com</span></a><span>.</span></span></span></div>
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<span style="font-size: small;"><span style="font-family: "Helvetica Neue", Arial, Helvetica, sans-serif;"><span>Building business credit streamlines you
into opportunities un-imagined.<span> </span>Imagine
the growth that is possible with business funding at your disposal!</span></span></span></div>
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<span style="font-size: small;"><span style="font-family: "Helvetica Neue", Arial, Helvetica, sans-serif;"><span>If you feel that you may already be in a
position to access small business financing, <a href="https://app.kabbage.com/signup/create_account?refid=nrp_11750" target="_blank">apply with Kabbage today</a> </span><span>to receive an immediate response to your
application.<span> </span>Invest in yourself!<span> </span>May you continue to grow in prosperity and
success!</span></span></span></div>
Ramona Christinehttp://www.blogger.com/profile/08348213758609655461noreply@blogger.com0tag:blogger.com,1999:blog-6419343884231867208.post-31448002186034793272019-09-18T21:32:00.000-07:002019-09-18T21:32:00.317-07:003 Major Myth Busters Regarding Business Credit<span style="font-size: small;"><span style="font-family: "arial" , "helvetica" , sans-serif;">A lot of people don’t understand the consumer credit system, and many more don’t understand the business credit system. Today I’m going to cover a couple of common<br />business credit “myths”, and explain the truth that can be learned from them.<br /><br /><b>Myth #1: </b><u>Business Credit is Just Like Personal Credit</u><br />This sounds like it ought to be true, but it just isn’t. Sure, the credit systems are similar. However, there are some very major differences that can seriously affect your business. For starters, the consumer credit system has, both in court and in congressional testimony, been demonstrated to be fairly anti-consumer. The system works against consumers in many cases, is prone to errors, and tends to resist the correction of any errors by consumers or their advocates. (In one example, even after a credit bureau was sued and lost in court, they continued to refuse for months to remove the incorrect information from the person’s credit reports.) The business credit system is quite different. It is not anti-business (or anti-consumer), it is less prone to errors, and when there are legitimate errors, they are generally easier to get corrected.<br /><br /><b>Myth #2: </b><u>It Doesn’t Hurt To Use Personal Credit In Place of Business Credit</u><br />This is a problematic way of thinking that can lead to big problems down the road. Using personal credit for business purposes puts your personal credit at risk for the sake of your business. By using personal credit for business, you limit the resources available to you personally and to your business, and the end result could be disastrous. Imagine when your business credit needs exceed your personal credit capacity--and when YOU need to use your personal credit and can’t because it’s<br />been tied up by your business. No matter how you spin it, in the end using your personal credit for business is a bad idea.<br /><br /><b>Myth #3: </b><u>Business Credit and Personal Credit Are In No Way Related</u><br />While using your personal credit for business use is a bad idea, we can’t exactly separate business credit and personal credit completely. In many cases, especially when starting out with business credit, an owner of the company will be required to provide a “personal guarantee” for the business credit loan or line of credit. When providing a personal guarantee, the company extending credit will not only check your business credit, but will check your personal credit history. While the business account won’t show up on your personal credit report, the personal guarantee could eventually affect your personal credit in the event that the business fails to meet its obligations. Obviously, you should aim to avoid that scenario (and certainly can) by careful planning and smart use of business credit.<br /><br />As a Certified Life Coach and Therapist, Ramona Christine offers professional services to help you build the required points of credibility for small business financing and credit. There is no need to keep your business ideas on hold because of concerns around financing. Financing is accessible and within just a short period of time.<br /><br />After taking advantage of the knowledge shared in this article series, Ramona Christine, was able to secure funding for her business within 45 days; literally, a $20,000 revolving line of credit. That sure did supersede the $3,000.00 personal credit card limits that she had been working with on the consumer side of things. The relief was tremendous after doing it the hard way (the wrong way) for so many years. Funding her own business ventures with personal credit and income made it that much more difficult to break free from the vicious cycle of personal credit deficiency, not to mention the risk of “piercing the corporate veil”.<br /><br />Personal credit cards were maxed out, consumer credit utilization was high, her personal credit score was low, and the amount needed to fund business expenses just wasn’t there. It was a vicious cycle of chasing balances and cash before finally liberating herself through some research and implementing the vital information shared in this series of articles. Gaining access to business credit and financing was exactly the remedy needed to obtain a second wave of financial power referred to as Business Credit.<br /><br />By taking advantage of Ramona Christine as your Business Credit Coach, she will give you, yes, give you immediate access to 2/10 of the bank required points at no additional cost, a valued savings of $750.00. A professional internet presence is a vital credibility point that gets you that much closer to small business funding.<br /><br />1. First, you will be set up with a professional website domain and professional email account (i.e. www.yourbusinessdomain.com and you@yourbusinessdomain.com)<br />2. Second, you will receive website hosting for your professional website for the duration of your Business Coaching relationship. This means that while important work is being done to meet the other 8 credibility points, your professional reputation is already spanning across the world wide web like wildfire.<br /><br />If you are anxious to get started and learn more about business credit and financing, you are invited to visit: <a href="https://www.embracedforsuccess.com/" target="_blank">Embrace(D) for Success</a> to discover more. You may also learn more about the professional <a href="https://www.ramonachristine.com/" target="_blank">services provided by Ramona Christine</a>. As always, Ramona Christine, is also quick to respond to e-mail inquiries received at <a href="mailto:ready2b@embracedforsuccess.com">ready2b@embracedforsuccess.com</a>.<br /><br />Building business credit streamlines you into opportunities unimagined. Imagine the growth that is possible with business funding at your disposal!<br /><br />If you feel that you may already be in a position to access small business financing, <a href="https://app.kabbage.com/signup/create_account?refid=nrp_11750" target="_blank">apply with Kabbage today</a> to receive an immediate response to your application. Invest in yourself! May you continue to grow in prosperity and success!</span></span>Ramona Christinehttp://www.blogger.com/profile/08348213758609655461noreply@blogger.com0tag:blogger.com,1999:blog-6419343884231867208.post-63209759566092659622019-09-13T13:41:00.001-07:002019-09-13T13:41:40.252-07:00They Will Solve Your Problems: Top Web-Design Assets to Improve Your WorkflowFrom time to time, every web-designer needs a little inspiration. Even the most talented people can be creatively stuck. It is so lucky for them to have thousands of resources where they can find it. They are capable of giving a quick visual stimulation that is so necessary when you have no ideas. They can generate something new and help in implementing all your thoughts in life. In addition to this, there are many people who are willing to give some pieces of advice. I thought that it would be nice to become someone who also helps others.<br />
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Today, I have a very responsible task. There are many useful instruments that can make your life easier. The biggest part of them can be called real time-savers. They allow speeding up multiple processes on which you would normally spend hours of tiresome work. Many web-designers have already decided to keep their personal version of web-design toolkits. Unlike them, you do not need to sift through lots of assets to find the best one. I am going to present the most effective and essential ones in this post. Actually, it seems that it is not difficult to become a web-designer. Maybe, it is a true statement.<br />
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For the reason that the Internet is always ready to provide you with a large number of resources. However, I understand these challenges that a beginner in the sphere of web-design may come across. It can be tough to find the best materials that will boost your career. Furthermore, these very materials should enable you to achieve web-design that is not only visually-appealing. They need to make sure your design will turn out to be extremely user-friendly. In my opinion, there are some exciting tools included in this article that professionals will enjoy too. It does not matter how much background experience you have. There are always more things to explore. Before you start your next online-project, take a look at these helpful instruments.<br />
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Maybe, you will find something that you have always been dreaming of. It is better when you know more. The same thing can be said about having different web-design assets. It is better when you have many of them. Sometimes you do not have enough time to create everything from scratch. In such a case, you need a trustworthy assistant. I really try to center this collection only on such kind of helpers. They will provide you with additional opportunities and allow getting your online-projects ready in a jiffy. What can be better? It seems to me that I have been talking a lot about the importance of these components. Yet, you have not gotten the opportunity to get familiar with them. To be honest, I wanted to keep you intrigued. Even really intrigued.<br />
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Get ready to check these marvelous web-design assistants here and now. It will be nice if you get surprised by their high-quality and effectiveness. There is no need to keep you from them anymore. I really hope that you will get those instruments that you expect to find... <br />
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<div style="text-align: center;">
<h2>
Infographic Pack - Presentation Asset v2.2 PowerPoint Template</h2>
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<a href="https://www.templatemonster.com/powerpoint-templates/infographic-pack-presentation-asset-powerpoint-template-67716.html?aff=embrace_rcllc0" target="_blank"><img alt=" Infographic Prack - Presentation Asset v2.2 PowerPoint Template" border="0" data-original-height="800" data-original-width="800" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiBDkKSNerdegi3SutWDXPoedtQHqJZAIXRGNadeV7R3QCtdReFrQ5TCPV9x0uvYDXDMvSQveh_J8CvYPYs22hyphenhyphenH0MfwPJbi4Z_XifwFP2rO59BEO-NtSXovjoItDF9_Z2q_tEUtaZGc94/s320/67716-big.jpg" width="320" /></a></div>
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<h2>
Power Edge - PowerPoint Template</h2>
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<a href="https://www.templatemonster.com/powerpoint-templates/power-edge-powerpoint-template-74688.html?aff=embrace_rcllc0" target="_blank"><img alt="Power Edge - PowerPoint Template" border="0" data-original-height="800" data-original-width="800" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgF7XITJrsF0Q6G5adqIxPsbqdrbTlpMxNU9kbv10nMqEvAjhDdcv6Ocv6ncAUosyNcJcPjNRqIxHRKPizrNC2MaKiAOo2oGndaL_Hkw943xiJRu4LYt5T0UOMdlQRArLF9kDt2DDN9fPE/s320/74688-big.jpg" width="320" /></a></div>
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<b><a href="https://www.templatemonster.com/powerpoint-templates/power-edge-powerpoint-template-74688.html?aff=embrace_rcllc0">Details</a></b></h2>
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<h2>
Pitch Deck PowerPoint Template</h2>
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<a href="https://www.templatemonster.com/powerpoint-templates/pitch-deck-powerpoint-template-76864.html?aff=embrace_rcllc0" target="_blank"><img alt="Pitch Deck PowerPoint Template" border="0" data-original-height="800" data-original-width="800" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhkuw6PEG1U-p_s5BC1IbQmEtjRCQr9m7pkdAPC7cLith8IHGNc2qvYMOZDAoLm6vYokYvKgghMprVc6HyVgXChAG7JSf_nGyy9uXlsaW6Sc9OwrozsI-pMVgLqXgNK4dt49ZbcBEvVdA4/s320/76864-big.jpg" width="320" /></a></div>
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<b><a href="https://www.templatemonster.com/powerpoint-templates/pitch-deck-powerpoint-template-76864.html?aff=embrace_rcllc0">Details</a></b></h2>
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<h2>
SINBAD Social Media Pack Social Media</h2>
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<a href="https://www.templatemonster.com/bundles/sinbad-social-media-pack-bundle-66842.html?aff=embrace_rcllc0" target="_blank"><img alt="SINBAD Social Media Pack Social Media" border="0" data-original-height="800" data-original-width="800" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjh7jI4-P8sK2Sv7ZpSKuXFQ035HzD5q9FOO0oHlj17C-iN0bMWo4PTnqhrLX_0pLR5gLLDFm8nQrG8WftfVuTXNZ_fisrk664o_I8I1Di5zSfQy31mkN6yU9Vl0f5-TyAFgUlz1Fqva6A/s320/66842-big.jpg" width="320" /></a></div>
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<b><a href="https://www.templatemonster.com/bundles/sinbad-social-media-pack-bundle-66842.html?aff=embrace_rcllc0">Details</a></b></h2>
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<h2>
Colorful Instagram Banner Pack Social Media</h2>
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<a href="https://www.templatemonster.com/social-media/80132.html?aff=embrace_rcllc0" target="_blank"><img alt="Colorful Instagram Banner Pack Social Media" border="0" data-original-height="800" data-original-width="800" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh59Vyizs9sx4-a43R0ah__57oKmoBPrYdgi0zGnLfhk54h81Y7eAvCnCvaUK34U9lysaZTmb7BYM-35TUEv4AanbZSRyAzLI65KIFhH89Rd09rktDjc2ie9D00SrBPCfwDKPdW_QWEubI/s320/80132-big.jpg" width="320" /></a></div>
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<a href="https://www.templatemonster.com/social-media/80132.html?aff=embrace_rcllc0"><img alt="Colorful Instagram Banner Pack Social Media" src="images/80132-big.jpg" width="800" /></a><br />
<span style="font-size: large;"><b><a href="https://www.templatemonster.com/social-media/80132.html?aff=embrace_rcllc0">Details</a></b></span><br />
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Hello Pack Social Media</h2>
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<a href="https://www.templatemonster.com/social-media/hello-social-media-pack-social-media-76476.html?aff=embrace_rcllc0" target="_blank"><img alt="Hello Pack Social Media" border="0" data-original-height="800" data-original-width="800" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjfV_-mXcTBmrg-xTXJ0iWXTlwFygv8WeLN1bHPsbX1RS29HMKOpK8OkDjM46AxTvMdNohxNHr-cz2aRA48sItXc6YzGA6TOszzJHWzubPxiYyS_IVaPVqUHYJp88PkrAAFryiBm601rHU/s320/76476-big.jpg" width="320" /></a></div>
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<b><a href="https://www.templatemonster.com/social-media/hello-social-media-pack-social-media-76476.html?aff=embrace_rcllc0">Details</a></b></h2>
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<h2>
Liza Brown - Human Resources Manager Resume Template</h2>
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<a href="https://www.templatemonster.com/resumes/resume-template-65248.html?aff=embrace_rcllc0" target="_blank"><img alt="Liza Brown - Human Resources Manager Resume Template" border="0" data-original-height="800" data-original-width="800" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi3GiJL3-CyfeE3wKccj2duwiaoXQOjnL8S5M36N5WVplzhTznAGrIGXQt_nKKh4CoZM0eQjvoz1Q5I797csPPyww138uRDnuUtrQWvD2rzzqEm6U-LNSgPqVsvYh4_mrQ2PWipvAnLdmg/s320/65248-big.jpg" width="320" /></a></div>
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<b><a href="https://www.templatemonster.com/resumes/resume-template-65248.html?aff=embrace_rcllc0">Details</a></b></h2>
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<h2>
Johnson Graphic Designer Resume Template</h2>
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<a href="https://www.templatemonster.com/resumes/johnson-graphic-designer-resume-template-73845.html?aff=embrace_rcllc0" target="_blank"><img alt="Johnson Graphic Designer Resume Template" border="0" data-original-height="800" data-original-width="800" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg5g0RQVLTZfuGPdzWki1GQ2fGsS2qe3wsqNRyC5r4KpxDYECnjoeYeyggm1TStgyq7cD69RDq5i9LZZz8r2XTn5bFMK4NZP0zUm0Kt95E-Cb4vKQWMqi_Xof3thHVbKHMJwSQ7aUgjD7g/s320/73845-big.jpg" width="320" /></a></div>
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<b><a href="https://www.templatemonster.com/resumes/johnson-graphic-designer-resume-template-73845.html?aff=embrace_rcllc0">Details</a></b></h2>
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<h2>
Corporate & Modern Word Multipurpose Certificate Template</h2>
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<a href="https://www.templatemonster.com/certificates/corporate-modern-word-multipurpose-certificate-template-66851.html?aff=embrace_rcllc0" target="_blank"><img alt="Corporate & Modern Word Multipurpose Certificate Template" border="0" data-original-height="800" data-original-width="800" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhHS_ek-dT2V_lhBvku-X-7apmN9p7xCOCESOxALlBV_Mq1p0Qf6oCV3uIJAPLiM3sh_688IKwIfD98mcWCDbS_cL_mXfWqc0HISWi6saQM-rZfvqE0u3Ddp-6YcT9uNkYohAptHKruJ7c/s320/66851-big.jpg" width="320" /></a></div>
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<a href="https://www.templatemonster.com/certificates/corporate-modern-word-multipurpose-certificate-template-66851.html?aff=embrace_rcllc0"><img alt="Corporate & Modern Word Multipurpose Certificate Template" src="images/66851-big.jpg" width="800" /></a><br />
<span style="font-size: large;"><b><a href="https://www.templatemonster.com/certificates/corporate-modern-word-multipurpose-certificate-template-66851.html?aff=embrace_rcllc0">Details</a></b></span><br />
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<h2>
Press Certificate Template</h2>
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<a href="https://www.templatemonster.com/certificates/press-certificate-template-66496.html?aff=embrace_rcllc0" target="_blank"><img alt="Press Certificate Template" border="0" data-original-height="800" data-original-width="800" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh9plXkdLD8zCAWAgAng4UPjV7d3pF7wu8wn4yZmsU03zKLcMkme-anti-yS9nuCIfa9t0HQr1i4T5RslXJ0tWTYjkcPOONYeJsUmXpiGwp8Ik6vRtnw6pBRjfifV3Eoz74Gd0jN15UiOk/s320/66496-big.jpg" width="320" /></a></div>
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<b><a href="https://www.templatemonster.com/certificates/press-certificate-template-66496.html?aff=embrace_rcllc0">Details</a></b></h2>
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Ramona Christinehttp://www.blogger.com/profile/08348213758609655461noreply@blogger.com0tag:blogger.com,1999:blog-6419343884231867208.post-24189907557387705252019-09-11T21:22:00.000-07:002019-09-11T21:35:40.630-07:00The PayDex Business Credit Score - Dun & Bradstreet<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-size: small;">The main credit score used in the business world is known as a Paydex score provided by Dun and Bradstreet. This number assesses a business’ lending risk much the same as a consumer credit score reflects a consumer’s individual credit risk.<br />
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Paydex is essentially the business equivalent of your personal credit score. The exact definition from Dunn & Bradstreet, or D&B is: The D&B PAYDEX® Score is D&B’s unique dollar-weighted numerical indicator of how a firm paid its bills over the past year, based on trade experiences reported to D&B by various vendors.<br />
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There are many BIG differences from a business Paydex credit score and an individual FICO consumer credit score.<br />
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Consumer FICO credit scores range from 350-850. The Paydex Score ranges from 0-100 with 100 being the highest score you can obtain.<br />
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Individual credit scores are calculated based on a number of factors. The Paydex score is calculated based on only one single factor; whether a business makes prompt payments to its suppliers and creditors within the agreed upon terms of payment.<br />
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Most lenders and suppliers are looking for a score of 70 and higher. Having a score of 80 and above is very good. Here is a breakdown of how the Paydex credit score is calculated:</span></span><br />
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UnhideWhenUsed="true" Name="toc 3"/> <w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" Name="toc 4"/> <w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" Name="toc 5"/> <w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" Name="toc 6"/> <w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" Name="toc 7"/> <w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" Name="toc 8"/> <w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" Name="toc 9"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Normal Indent"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="footnote text"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="annotation text"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="header"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="footer"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="index heading"/> <w:LsdException Locked="false" Priority="35" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="caption"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="table of figures"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="envelope address"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="envelope return"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="footnote reference"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="annotation reference"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="line number"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="page number"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="endnote reference"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="endnote text"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="table of authorities"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="macro"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="toa heading"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Bullet"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Number"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List 2"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List 3"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List 4"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List 5"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Bullet 2"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Bullet 3"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Bullet 4"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Bullet 5"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Number 2"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Number 3"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Number 4"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Number 5"/> <w:LsdException Locked="false" Priority="10" QFormat="true" Name="Title"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Closing"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Signature"/> <w:LsdException Locked="false" Priority="1" SemiHidden="true"
UnhideWhenUsed="true" Name="Default Paragraph Font"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text Indent"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Continue"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Continue 2"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Continue 3"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Continue 4"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Continue 5"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Message Header"/> <w:LsdException Locked="false" Priority="11" QFormat="true" Name="Subtitle"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Salutation"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Date"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text First Indent"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text First Indent 2"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Heading"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text 2"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text 3"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text Indent 2"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text Indent 3"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Block Text"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Hyperlink"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="FollowedHyperlink"/> <w:LsdException Locked="false" Priority="22" QFormat="true" Name="Strong"/> <w:LsdException Locked="false" Priority="20" QFormat="true" Name="Emphasis"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Document Map"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Plain Text"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="E-mail Signature"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Top of Form"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Bottom of Form"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Normal (Web)"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Acronym"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Address"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Cite"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Code"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Definition"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Keyboard"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Preformatted"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Sample"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Typewriter"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Variable"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Normal Table"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="annotation subject"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="No List"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Outline List 1"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Outline List 2"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Outline List 3"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Simple 1"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Simple 2"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Simple 3"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 1"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 2"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 3"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 4"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Colorful 1"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Colorful 2"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Colorful 3"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 1"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 2"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 3"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 4"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 5"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 1"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 2"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 3"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 4"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 5"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 6"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 7"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 8"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 1"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 2"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 3"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 4"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 5"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 6"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 7"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 8"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table 3D effects 1"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table 3D effects 2"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table 3D effects 3"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Contemporary"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Elegant"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Professional"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Subtle 1"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Subtle 2"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Web 1"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Web 2"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Web 3"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Balloon Text"/> <w:LsdException Locked="false" Priority="39" Name="Table Grid"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Theme"/> <w:LsdException Locked="false" SemiHidden="true" Name="Placeholder Text"/> <w:LsdException Locked="false" Priority="1" QFormat="true" Name="No Spacing"/> <w:LsdException Locked="false" Priority="60" Name="Light Shading"/> <w:LsdException Locked="false" Priority="61" Name="Light List"/> <w:LsdException Locked="false" Priority="62" Name="Light Grid"/> <w:LsdException Locked="false" Priority="63" Name="Medium Shading 1"/> <w:LsdException Locked="false" Priority="64" Name="Medium Shading 2"/> <w:LsdException Locked="false" Priority="65" Name="Medium List 1"/> <w:LsdException Locked="false" Priority="66" Name="Medium List 2"/> <w:LsdException Locked="false" Priority="67" Name="Medium Grid 1"/> <w:LsdException Locked="false" Priority="68" Name="Medium Grid 2"/> <w:LsdException Locked="false" Priority="69" Name="Medium Grid 3"/> <w:LsdException Locked="false" Priority="70" Name="Dark List"/> <w:LsdException Locked="false" Priority="71" Name="Colorful Shading"/> <w:LsdException Locked="false" Priority="72" Name="Colorful List"/> <w:LsdException Locked="false" Priority="73" Name="Colorful Grid"/> <w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 1"/> <w:LsdException Locked="false" Priority="61" Name="Light List Accent 1"/> <w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 1"/> <w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 1"/> <w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 1"/> <w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 1"/> <w:LsdException Locked="false" SemiHidden="true" Name="Revision"/> <w:LsdException Locked="false" Priority="34" QFormat="true"
Name="List Paragraph"/> <w:LsdException Locked="false" Priority="29" QFormat="true" Name="Quote"/> <w:LsdException Locked="false" Priority="30" QFormat="true"
Name="Intense Quote"/> <w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 1"/> <w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 1"/> <w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 1"/> <w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 1"/> <w:LsdException Locked="false" Priority="70" Name="Dark List Accent 1"/> <w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 1"/> <w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 1"/> <w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 1"/> <w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 2"/> <w:LsdException Locked="false" Priority="61" Name="Light List Accent 2"/> <w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 2"/> <w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 2"/> <w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 2"/> <w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 2"/> <w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 2"/> <w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 2"/> <w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 2"/> <w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 2"/> <w:LsdException Locked="false" Priority="70" Name="Dark List Accent 2"/> <w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 2"/> <w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 2"/> <w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 2"/> <w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 3"/> <w:LsdException Locked="false" Priority="61" Name="Light List Accent 3"/> <w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 3"/> <w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 3"/> <w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 3"/> <w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 3"/> <w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 3"/> <w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 3"/> <w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 3"/> <w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 3"/> <w:LsdException Locked="false" Priority="70" Name="Dark List Accent 3"/> <w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 3"/> <w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 3"/> <w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 3"/> <w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 4"/> <w:LsdException Locked="false" Priority="61" Name="Light List Accent 4"/> <w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 4"/> <w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 4"/> <w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 4"/> <w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 4"/> <w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 4"/> <w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 4"/> <w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 4"/> <w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 4"/> <w:LsdException Locked="false" Priority="70" Name="Dark List Accent 4"/> <w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 4"/> <w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 4"/> <w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 4"/> <w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 5"/> <w:LsdException Locked="false" Priority="61" Name="Light List Accent 5"/> <w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 5"/> <w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 5"/> <w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 5"/> <w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 5"/> <w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 5"/> <w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 5"/> <w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 5"/> <w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 5"/> <w:LsdException Locked="false" Priority="70" Name="Dark List Accent 5"/> <w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 5"/> <w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 5"/> <w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 5"/> <w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 6"/> <w:LsdException Locked="false" Priority="61" Name="Light List Accent 6"/> <w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 6"/> <w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 6"/> <w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 6"/> <w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 6"/> <w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 6"/> <w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 6"/> <w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 6"/> <w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 6"/> <w:LsdException Locked="false" Priority="70" Name="Dark List Accent 6"/> <w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 6"/> <w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 6"/> <w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 6"/> <w:LsdException Locked="false" Priority="19" QFormat="true"
Name="Subtle Emphasis"/> <w:LsdException Locked="false" Priority="21" QFormat="true"
Name="Intense Emphasis"/> <w:LsdException Locked="false" Priority="31" QFormat="true"
Name="Subtle Reference"/> <w:LsdException Locked="false" Priority="32" QFormat="true"
Name="Intense Reference"/> <w:LsdException Locked="false" Priority="33" QFormat="true" Name="Book Title"/> <w:LsdException Locked="false" Priority="37" SemiHidden="true"
UnhideWhenUsed="true" Name="Bibliography"/> <w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="TOC Heading"/> <w:LsdException Locked="false" Priority="41" Name="Plain Table 1"/> <w:LsdException Locked="false" Priority="42" Name="Plain Table 2"/> <w:LsdException Locked="false" Priority="43" Name="Plain Table 3"/> <w:LsdException Locked="false" Priority="44" Name="Plain Table 4"/> <w:LsdException Locked="false" Priority="45" Name="Plain Table 5"/> <w:LsdException Locked="false" Priority="40" Name="Grid Table Light"/> <w:LsdException Locked="false" Priority="46" Name="Grid Table 1 Light"/> <w:LsdException Locked="false" Priority="47" Name="Grid Table 2"/> <w:LsdException Locked="false" Priority="48" Name="Grid Table 3"/> <w:LsdException Locked="false" Priority="49" Name="Grid Table 4"/> <w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark"/> <w:LsdException Locked="false" Priority="51" Name="Grid Table 6 Colorful"/> <w:LsdException Locked="false" Priority="52" Name="Grid Table 7 Colorful"/> <w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 1"/> <w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 1"/> <w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 1"/> <w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 1"/> <w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 1"/> <w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 1"/> <w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 1"/> <w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 2"/> <w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 2"/> <w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 2"/> <w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 2"/> <w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 2"/> <w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 2"/> <w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 2"/> <w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 3"/> <w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 3"/> <w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 3"/> <w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 3"/> <w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 3"/> <w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 3"/> <w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 3"/> <w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 4"/> <w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 4"/> <w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 4"/> <w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 4"/> <w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 4"/> <w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 4"/> <w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 4"/> <w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 5"/> <w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 5"/> <w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 5"/> <w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 5"/> <w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 5"/> <w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 5"/> <w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 5"/> <w:LsdException Locked="false" Priority="46"
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Name="List Table 1 Light Accent 4"/> <w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 4"/> <w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 4"/> <w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 4"/> <w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 4"/> <w:LsdException Locked="false" Priority="51"
Name="List Table 6 Colorful Accent 4"/> <w:LsdException Locked="false" Priority="52"
Name="List Table 7 Colorful Accent 4"/> <w:LsdException Locked="false" Priority="46"
Name="List Table 1 Light Accent 5"/> <w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 5"/> <w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 5"/> <w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 5"/> <w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 5"/> <w:LsdException Locked="false" Priority="51"
Name="List Table 6 Colorful Accent 5"/> <w:LsdException Locked="false" Priority="52"
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Name="List Table 1 Light Accent 6"/> <w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 6"/> <w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 6"/> <w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 6"/> <w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 6"/> <w:LsdException Locked="false" Priority="51"
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Name="Smart Link"/> <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
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/* Style Definitions */
table.MsoNormalTable
{mso-style-name:"Table Normal";
mso-tstyle-rowband-size:0;
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mso-style-priority:99;
mso-style-parent:"";
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{mso-style-name:"Table Grid";
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mso-hansi-theme-font:minor-latin;
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<table border="1" cellpadding="0" cellspacing="0" class="MsoTableGrid" style="border-collapse: collapse; border: none; mso-border-alt: solid windowtext .5pt; mso-padding-alt: 0in 5.4pt 0in 5.4pt; mso-yfti-tbllook: 1184;"><tbody>
<tr style="mso-yfti-firstrow: yes; mso-yfti-irow: 0;"> <td style="border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 233.75pt;" valign="top" width="312"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-size: small;"><u><span style="font-family: "arial" , sans-serif;">Payment Expectation</span></u></span></span></td> <td style="border-left: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 233.75pt;" valign="top" width="312"><div class="MsoNormal">
<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-size: small;"><br /></span></span></div>
</td> </tr>
<tr style="mso-yfti-irow: 1;"> <td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 233.75pt;" valign="top" width="312"><div class="MsoNormal">
<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , sans-serif; font-size: small;">Expect payment may come early</span></span></div>
</td> <td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 233.75pt;" valign="top" width="312"><div class="MsoNormal">
<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , sans-serif; font-size: small;">100</span></span></div>
</td> </tr>
<tr style="mso-yfti-irow: 2;"> <td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 233.75pt;" valign="top" width="312"><div class="MsoNormal">
<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="color: #221e1f; font-family: "arial" , sans-serif; font-size: small;">Payments generally come within early payment discount period</span></span></div>
</td> <td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 233.75pt;" valign="top" width="312"><div class="MsoNormal">
<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , sans-serif; font-size: small;">90</span></span></div>
</td> </tr>
<tr style="mso-yfti-irow: 3;"> <td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 233.75pt;" valign="top" width="312"><div class="MsoNormal">
<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , sans-serif; font-size: small;">Payment is prompt</span></span></div>
</td> <td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 233.75pt;" valign="top" width="312"><div class="MsoNormal">
<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , sans-serif; font-size: small;">80</span></span></div>
</td> </tr>
<tr style="mso-yfti-irow: 4;"> <td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 233.75pt;" valign="top" width="312"><div class="MsoNormal">
<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , sans-serif; font-size: small;">Payment comes 14 days beyond terms </span></span></div>
</td> <td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 233.75pt;" valign="top" width="312"><div class="MsoNormal">
<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , sans-serif; font-size: small;">70</span></span></div>
</td> </tr>
<tr style="mso-yfti-irow: 5;"> <td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 233.75pt;" valign="top" width="312"><div class="MsoNormal">
<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , sans-serif; font-size: small;">Payment comes 21 days beyond terms</span></span></div>
</td> <td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 233.75pt;" valign="top" width="312"><div class="MsoNormal">
<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , sans-serif; font-size: small;">60</span></span></div>
</td> </tr>
<tr style="mso-yfti-irow: 6;"> <td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 233.75pt;" valign="top" width="312"><div class="MsoNormal">
<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , sans-serif; font-size: small;">Payment comes 30 days beyond terms </span></span></div>
</td> <td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 233.75pt;" valign="top" width="312"><div class="MsoNormal">
<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , sans-serif; font-size: small;">50</span></span></div>
</td> </tr>
<tr style="mso-yfti-irow: 7;"> <td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 233.75pt;" valign="top" width="312"><div class="MsoNormal">
<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , sans-serif; font-size: small;">Payment comes 60 days beyond terms</span></span></div>
</td> <td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 233.75pt;" valign="top" width="312"><div class="MsoNormal">
<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , sans-serif; font-size: small;">40</span></span></div>
</td> </tr>
<tr style="mso-yfti-irow: 8;"> <td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 233.75pt;" valign="top" width="312"><div class="MsoNormal">
<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , sans-serif; font-size: small;">Payment comes 90 days beyond terms</span></span></div>
</td> <td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 233.75pt;" valign="top" width="312"><div class="MsoNormal">
<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , sans-serif; font-size: small;">30</span></span></div>
</td> </tr>
<tr style="mso-yfti-irow: 9;"> <td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 233.75pt;" valign="top" width="312"><div class="MsoNormal">
<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , sans-serif; font-size: small;">Payment comes 120 days beyond terms</span></span></div>
</td> <td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 233.75pt;" valign="top" width="312"><div class="MsoNormal">
<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , sans-serif; font-size: small;">20</span></span></div>
</td> </tr>
<tr style="mso-yfti-irow: 10; mso-yfti-lastrow: yes;"> <td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 233.75pt;" valign="top" width="312"><div class="MsoNormal">
<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , sans-serif; font-size: small;">Unavailable</span></span></div>
</td> <td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 233.75pt;" valign="top" width="312"><div class="MsoNormal">
<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , sans-serif; font-size: small;">UN</span></span></div>
</td> </tr>
</tbody></table>
<br />
<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-size: small;">If you own a business, your Paydex score is essential in establishing new credit and continuing to build credit limits exceeding $100,000.<br />
<br />
It only takes 60 days to establish a positive Paydex credit score. To start you will first want to apply for a DUNS Number, a nine digit business identifying number, with Dun and Bradstreet. Once your DUNS number is established you will next want to find a merchant who will extend you credit and then report that credit to Dun and Bradstreet.<br />
<br />
Once you have positive business credit report to Dun and Bradstreet you will have a positive Paydex score established. You will want to then apply for more business credit and use it regularly. Make sure you pay all payments back early to raise your scores to 80 or higher. You can easily and quickly establish a positive Paydex credit score.<br />
<br />
As you continue to pay your bills timely your scores will continue to raise giving you the ability to qualify for credit in your business name.<br />
<br />
As a Certified Life Coach and Therapist, Ramona Christine offers professional services to help you build the required points of credibility for small business financing and credit. There is no need to keep your business ideas on hold because of concerns around financing. Financing is accessible and within just a short period of time.<br />
<br />
After taking advantage of the knowledge shared in this article series, Ramona Christine, was able to secure funding for her business within 45 days; literally, a $20,000 revolving line of credit. That sure did supersede the $3,000.00 personal credit card limits that she had been working with on the consumer side of things. The relief was tremendous after doing it the hard way (the wrong way) for so many years. Funding her own business ventures with personal credit and income made it that much more difficult to break free from the vicious cycle of personal credit deficiency, not to mention the risk of “piercing the corporate veil”.<br />
<br />
Personal credit cards were maxed out, consumer credit utilization was high, her personal credit score was low, and the amount needed to fund business expenses just wasn’t there. It was a vicious cycle of chasing balances and cash before finally liberating herself through some research and implementing the vital information shared in this series of articles. Gaining access to business credit and financing was exactly the remedy needed to obtain a second wave of financial power referred to as Business Credit.<br />
<br />
By taking advantage of Ramona Christine as your Business Credit Coach, she will give you, yes, give you immediate access to 2/10 of the bank required points at no additional cost, a valued savings of $750.00. A professional internet presence is a vital credibility point that gets you that much closer to small business funding.<br />
</span></span><br />
<ul>
<li><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-size: small;">
First, you will be set up with a professional website domain and professional email account (i.e. www.yourbusinessdomain.com and you@yourbusinessdomain.com)</span></span></li>
<li><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-size: small;">
Second, you will receive website hosting for your professional website for the duration of your Business Coaching relationship. This means that while important work is being done to meet the other 8 credibility points, your professional reputation is already spanning across the world wide web like wildfire.</span></span></li>
</ul>
<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-size: small;">
<br />
If you are anxious to get started and learn more about business credit and financing, you are invited to visit: <a href="https://www.embracedforsuccess.com/" target="_blank">Embrace(D) for Success</a> to discover more. You may also learn more about the professional <a href="https://www.ramonachristine.com/" target="_blank">services provided by Ramona Christine</a>. As always, Ramona Christine, is also quick to respond to e-mail inquiries received at <a href="mailto:ready2b@embracedforsuccess.com">ready2b@embracedforsuccess.com</a>.<br />
<br />
Building business credit streamlines you into opportunities un-imagined. Imagine the growth that is possible with business funding at your disposal!<br />
<br />
If you feel that you may already be in a position to access small business financing, <a href="https://app.kabbage.com/signup/create_account?refid=nrp_11750" target="_blank">apply with </a><a href="https://draft.blogger.com/null" target="_blank">Kabbage</a> today to receive an immediate response to your application. Invest in yourself! May you continue to grow in prosperity and success!</span></span><br />
<br />
<a href="https://www.ramonachristine.com/" target="_blank"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-size: small;">Ramona Christine, LLC</span></span></a>Ramona Christinehttp://www.blogger.com/profile/08348213758609655461noreply@blogger.com0